![]() The at-fault driver is not required to pay for any expenses until the lawsuit is over. If the at-fault driver does not have insurance, you can file a lawsuit in civil court. Since Ohio is an at-fault insurance state, negligent drivers must pay for any healthcare expenses, vehicle and property damage, and other related expenses incurred due to the accident they caused. You Can File a Lawsuit Against the At-Fault Driver Pursuing a claim against your policy offers financial safety, affording you coverage for medical treatment, lost wages, and more. Nevertheless, this type of insurance is especially important if you suffer serious injuries in a car accident caused by a motorist who failed to carry insurance or did not have enough to cover your damages. Since Ohio does not require motorists to carry this coverage, it may not be part of a standard policy. Ohio uninsured and underinsured motorist (UM/UIM) insurance coverage is an optional, supplemental type of insurance that any driver can purchase and file a claim against if a negligent driver has no coverage. You Can File a Claim Against Your Own Insurance Policy Your loved one’s final healthcare expenses, such as life supportĪ personal injury lawyer with our firm can calculate what a fair settlement or court award would look like in your case.įor a free legal consultation, call (614) 538-1116 You Have These Options Following Your Accident in OhioĬar accident victims have options available following a car accident caused by uninsured or underinsured drivers.Loss of consortium, household benefits, and parental guidance.Funeral expenses, including the burial plot and embalming.Some of these recoverable damages include: There may be other forms of compensation available, such as if you lost a loved one due to an Ohio car accident with an uninsured driver. You Can Recover Compensation Through a Wrongful Death Case Pain and suffering, both for your physical and mental anguish after the accident.Reduced earning capacity, if your injuries leave you unable to work in the future or change the capacity in which you can work.Lost wages from the time you spent away from work due to your injuries.Expenses for medical care, including rehabilitative therapy and hospital visits.Whether you are filing an insurance claim with your own provider or choose to pursue a lawsuit, you may recover compensation for your losses. Damages Available Through Your Insurance or a Lawsuit One of our team members can explain your options during a free, no-obligation case review. You can either file a claim with your own insurance provider or sue the at-fault motorist directly. You can recover compensation after a car accident with an uninsured driver in Ohio. Without adequate coverage, many victims and their families wonder if they can recover anything from uninsured drivers after Ohio car accidents. Getting hurt in a car accident is upsetting enough without the added stress of being struck by an uninsured or underinsured driver.
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